Real Estate Mortgage Law


Law 5/2019, which governs Real Estate Loan Agreement, establishes ( among other transparency obligations regarding Real Estate Loan Agreements) the obligation of publishing
the contractual clauses related to general contract conditions used in the Real Estate Loan Agreements on the lender´s website

 

Real Estate Loan Agreements:

 

  1. Fixed rate loan
  2. Fixed rate loan - foreign currency
  3. Fixed rate loan - UCI employees
  4. Mixed rate loan (10 year fixed and remaining variable)
  5. Mixed rate loan (10 year fixed and remaining variable) - foreign currency
  6. Mixed rate loan (10 year fixed and remaining variable) - with drawdowns and a grace period
  7. Mixed rate loan (10 year fixed and remaining variable) - with drawdowns and a grace period - foreign currency
  8. Mixed rate loan (10 year fixed and remaining variable) - UCI employees
  9. Mixed rate loan (2-4 year fixed and remaining variable)
  10. Mixed rate loan (2-4 year fixed and remaining variable) - foreign currency
  11. Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns
  12. Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns - foreign currency
  13. Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns and a grace period.
  14. Mixed rate loan (2-4 year fixed and remaining variable) - foreign currency - with drawdowns and a grace period
  15. Mixed rate loan (2-4 year fixed and remaining variable) - UCI employees
  16. Mixed rate loan (5-10 year fixed and remaining variable)
  17. Mixed rate loan (5-10 year fixed and remaining variable) - UCI employees
  18. Mixed rate loan (5-10 year fixed and remaining variable) - foreign currency
  19. Mixed rate loan (5-10 year fixed and remaining variable) - with drawdowns and a grace period
  20. Mixed rate loan (5-10 year fixed and remaining variable) - foreign currency - with drawdowns and a grace period
  21. Variable rate loan
  22. Variable rate loan - foreign currency
  23. Variable rate loan - UCI employees
  24. Own Construction Loan - variable
  25. Own Construction Loan - fixed - with grade period
  26. Own Construction Loan - fixed - with grade period - with drawdowns
  27. Own Construction Loan - variable - foreign currency
  28. Own Construction Loan - variable - with grace period
  29. Own Construction Loan - variable - foreign currency - with grade period
  30. Switch Homes Loan
  31. Switch Homes Loan - foreign currency
  32. Switch Homes Loan - flexible instalment
  33. Switch Homes Loan - foreign currency - flexible instalment
  34. Variable rate loan - with drawdowns
  35. Variable rate loan - foreign currency - with drawdowns.
  36. Variable rate loan - with drawdowns and a grace period
  37. Variable rate loan - foreign currency - with drawdowns and a grace period