Law 5/2019, which governs Real Estate Loan Agreement, establishes ( among other transparency obligations regarding Real Estate Loan Agreements) the obligation of publishing
the contractual clauses related to general contract conditions used in the Real Estate Loan Agreements on the lender´s website

Real Estate Loan Agreements:

1. Fixed rate loan
2. Fixed rate loan - foreign currency
3. Fixed rate loan - UCI employees
4. Mixed rate loan (10 year fixed and remaining variable)
5. Mixed rate loan (10 year fixed and remaining variable) - foreign currency
6. Mixed rate loan (10 year fixed and remaining variable) - with drawdowns and a grace period
7. Mixed rate loan (10 year fixed and remaining variable) - with drawdowns and a grace period - foreign currency
8. Mixed rate loan (10 year fixed and remaining variable) - UCI employees
9. Mixed rate loan (2-4 year fixed and remaining variable)
10. Mixed rate loan (2-4 year fixed and remaining variable) - foreign currency
11. Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns
12. Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns - foreign currency
13. Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns and a grace period.
14. Mixed rate loan (2-4 year fixed and remaining variable) - foreign currency - with drawdowns and a grace period
15. Mixed rate loan (2-4 year fixed and remaining variable) - UCI employees
16. Mixed rate loan (5-10 year fixed and remaining variable)
17. Mixed rate loan (5-10 year fixed and remaining variable) - UCI employees
18. Mixed rate loan (5-10 year fixed and remaining variable) - foreign currency
19. Mixed rate loan (5-10 year fixed and remaining variable) - with drawdowns and a grace period
20. Mixed rate loan (5-10 year fixed and remaining variable) - foreign currency - with drawdowns and a grace period
21. Variable rate loan
22. Variable rate loan - foreign currency
23. Variable rate loan - UCI employees
24. Own Construction Loan - variable
25. Own Construction Loan - fixed - with grade period
26. Own Construction Loan - fixed - with grade period - with drawdowns
27. Own Construction Loan - variable - foreign currency
28. Own Construction Loan - variable - with grace period
29. Own Construction Loan - variable - foreign currency - with grade period
30. Switch Homes Loan
31. Switch Homes Loan - foreign currency
32. Switch Homes Loan - flexible instalment
33. Switch Homes Loan - foreign currency - flexible instalment
34. Variable rate loan - with drawdowns
35. Variable rate loan - foreign currency - with drawdowns.
36. Variable rate loan - with drawdowns and a grace period
37. Variable rate loan - foreign currency - with drawdowns and a grace period
38. Own Construction Loan - Variable - grace period 18 months 
39. Own Construction Loan - Mixed (10 year fixed rate and variable rest)
40. Own Construction Loan - Mixed (fixed rate 2 to 4 years and variable rest)
41. Own Construction Loan - Mixed (fixed rate 5 to 10 years and variable rest)
42. SUMA Loan - Fixed Stem
43. SUMA Loan - Variable rate
44. SUMA Loan - Mixed (fixed rate 2 to 4 years and variable rest)
45. SUMA Loan - Mixed (fixed rate 5 to 10 years and variable rest)
46. SUMA Loan - Mixed (10-year fixed rate and variable rest)