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Mortgage dictionary
APR, NIR, Euribor... Don’t be intimidated by the jargon, it’s all explained in our glosssary.
Mortgage in Spain for Non-Residents -
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What house can I afford
Establish a maximum budget
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Which is the best home loan?
Find the best mortgage for you
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Do you need mortgage support?
You'll never be alone in the process
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Mortgage application
The mortgage application process step by step
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Terms of Use
Terms of Use
Terms of Use
This website is the property of UNIÓN DE CRÉDITOS INMOBILIARIOS, S.A. E.F.C. (hereinafter "UCI"), registered in the Special Register of the Bank of Spain under No. 8512 and subject to its supervision. Financial Credit Establishment, registered with the Mercantile Register of Madrid in volume 29491, folio 174, section 8, sheet no. M-67739, entry 1600. Spanish Tax ID Number (N.I.F.) A-39025515
Registered Office: 32 Amaltea Street, 1st floor (Visionary Building).
Telephone: 91 337 37 37
Fax: 91 337 37 38
Email: ucimortgages@uci.com.
This Website is the property of UCI. Intellectual property rights and rights of use and reproduction of this Website, its pages, screens, the information they contain, their appearance and design, as well as links established from it to other websites of any company belonging to the UCI Group are exclusively owned by UCI unless specified otherwise.
Any name, design and/or logo reflected on this website are duly registered trademarks.
Any undue use thereof by a person other than their legitimate owner may be prosecuted in accordance with the legislation in force.
Third-party intellectual property rights and trademarks are conveniently highlighted and must be observed by anyone visiting the Website.
Download of the contents, as well as copying or printing of any page of this Website is only permitted for personal and private use.
Reproducing, transmitting, modifying or deleting any information, content or warning from this Website is strictly prohibited without the prior written authorization from UCI.
UCI expressly declines any liability for error or omission in the information on the Website. It also reserves the right to modify the information, as well as to suspend, cancel or restrict any Website content, links or the information obtained through it, without any need for prior notification.
Website contents are solely provided for informative purposes and under no circumstances shall be used or considered as an offer of sale or financing, a request for a purchase or financing offer or recommendation to undertake any other transaction, except where expressly indicated.
By entering this Website and visiting any of its pages you are considered a User and therefore agree to these General Terms & Conditions.
UCI reserves the right to modify, suspend, cancel or restrict the content of the Website, as well as the links or the information obtained through it, without prior notice.
Transmitting or sending through the Website any illegal or illicit content, computer virus, or message which, in general, affects or infringes UCI Group or third-party rights is prohibited.
UCI shall not be liable for any third-party websites that may be accessed via links or any content made available by third parties.
Any use of a link or access to a third-party website is done at the User’s own and exclusive will and risk.
UCI does not recommend or guarantee any information obtained by or through a link, nor shall be liable for any loss, claim or damage resulting from the improper use or misuse of a link, or the information obtained through it, including other links or websites, the interruption in service or in access, or attempt to use or misuse a link, when entering the Website and gaining access to other.
Website information from the Website.
These General Terms & Conditions shall be governed by Spanish law.
UCI has designed a Privacy Policy and established the necessary means and procedures to comply with it.
Personal data processing.
The only personal data to which UCI will have access are those provided voluntarily by the User.
In this sense, it is necessary for the User to know that in order to register for certain products/services offered through the Website, he/she will be asked to provide personal data.
In such cases and with respect to the data expressly indicated to the User/Customer, you will not be able to access or use those services and content if these data are not provided. In compliance with current regulations, UCI has taken the necessary technical and organizational measures needed to maintain the required security level concerning the personal data processed.
It also has the precise mechanisms at its disposal to prevent, insofar as is possible, any unauthorized access, theft, illicit amendments and loss of said data. The aspects concerning the processing of the Users’ personal data as a result of browsing the Website are regulated in the Privacy Policy document.
This Website uses Cookies to store the last searches made and facilitate their recovery by the User. You may configure your browser to reject the installation of Cookies.
However, certain areas or services of the Website may not be available if you choose this option.
Nonetheless, if you post personal information online that is accessible to the public, you may receive unsolicited messages from others and your data, therefore, will be known by third parties.
In view of the foregoing, the utmost diligence is recommended as concerns this matter and the use of all security tools within your reach. UCI shall not be held liable for any theft, illicit modifications or loss of data.
Our entity is a member of Confianza Online (non-profit association), registered in the National Registry of Associations Group 1, Section 1, national number 594400, CIF G85804011, Carrera de San Jerónimo, 18, 4º 1, 28014 Madrid (Spain). For more information: www.confianzaonline.es.
These general conditions are ruled by the Spanish Law. Likewise, in compliance with the provisions of the Law on Alternative Dispute Resolution, we inform consumers that, as an adhered entity and in the terms of the Code of Conduct, users may go to Confianza Online for the alternative resolution of eventual controversies ( https://www.confianzaonline.es/como-reclamar/formulario-de-reclamaciones/). If these refer to electronic transactions with consumers, or data protection when they are related to this area, the claims will be resolved by the Confidence Online Mediation Committee, accredited for the alternative resolution of consumer disputes. If the claims deal with digital advertising, or data protection related to this area, they will be submitted to the AUTOCONTROL Advertising Jury.
We also remind you that you can access the European Union's online dispute resolution platform by following this link: https://ec.europa.eu/consumers/odr/main/?event=main.home2.show.