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Mortgage dictionary
APR, NIR, Euribor... Don’t be intimidated by the jargon, it’s all explained in our glosssary.
Mortgage in Spain for Non-Residents -
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What house can I afford
Establish a maximum budget
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Which is the best home loan?
Find the best mortgage for you
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Do you need mortgage support?
You'll never be alone in the process
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Mortgage application
The mortgage application process step by step
I like the meaning of the word home -
OUR MORTGAGES
Types of Mortgage
As experts, we offer a wide range of mortgages that adapt to your needs. Choose your type of rate (fixed, mixed and variable) and one of our specialised products (VIVE, SUMA, CREA).
Choose your mortgage rate
Our financial experts will help you select the type of interest rate that best suits your needs
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Fixed
Same monthly payments throught the life of the mortgage. Up to 30 years, without depending on the benchmark index
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Mixed
Fixed rate for the first 3, 5 or 10 years. Variable for the rest of the mortgage, being the interest rate based on the benchmark index.
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Variable
Fixed rate for the first year. The rest of the mortgage payments will be variable, fluctuating as the benchmark index changes.
Specialised mortgages available at UCI Mortgages
Not only can you choose your type of interest rate, but also the specialised mortgage that really fits you.
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VIVE
Whether you want a house in Spain for the holidays or for living throughtout the whole year, with VIVE Mortgage you can buy your home.
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SUMA
If you want to buy a second-hand house and renovate it, choose the SUMA Mortgage. It includes the financing for the mortgage and the renovation in one loan.
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CREA
Thinking about building your own home in Spain? Make it happen with CREA Mortgage, our self-build mortgage.
What we provide
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Fast and efficient service -
Specialised mortgages -
Experienced and qualified experts -
More than 30 years of experience -
Contact support -
Trust and transparency