cookies policy

 

At UCI Group, we take great care to match your expectations regarding data privacy, and we want to preserve the trust that you have placed in us. For this reason we will always inform you in a transparent and clear way about our data storage policy and the use of cookies in our website?www.ucimortgages.com, hereinafter "website".

The aim of this Policy is to help you to understand the way that UCI uses the cookies system, the purpose of the cookies used, and the options you have available to manage them. 

What are cookies and what are they used for?

Cookies are small text files that are downloaded onto the users’ computer in order to manage certain data which are essential to the proper functioning of websites, as well as making it easier for you to browse and use such websites.

The cookies can only be read by the service or application that created them, and may under no circumstances be executable files or contain any computer viruses. 

UCI may store cookies on your device if they are strictly necessary for the functioning of the Website. We require your consent for all other types of cookies.

Accordingly, UCI informs you that by browsing this Website, you agree to the use of the different types of cookies described in this policy.

Identification of cookies

Shown below is a list of the different categories of cookies. Please note that the same cookie may be included in more than one category.

Types of cookies according to the entity that manages them:

Depending on the entity that manages the computer or domain from which the cookies are sent, and processes the data obtained, a distinction can be made between:

  • First-party cookiesthese cookies are sent to the user’s computer terminal from a computer or domain managed by the publisher, and from which the service requested by the user is provided.
  • Third-party cookies:  these cookies are sent to the user’s computer terminal from a computer or domain which is not managed by the publisher, but by another organisation that processes the data obtained through the cookies.
     

If the cookies are installed from a computer or domain managed by the publisher, but the information collected through them is managed by a third party, they will not be classed as first-party cookies. 

Types of cookies according to the length of time that they are enabled:

According to the length of time that they are enabled on the user’s computer terminal, a distinction can be made between:

  • Session cookies: types of cookies designed to obtain and store data when the user accesses a website. They are normally used to store information which is only kept for the purpose of providing the service requested by the user on a single occasion.
  • Persistent cookies: types of cookies in which the data are stored on the terminal and may be accessed and processed by the entity responsible for the cookie for a specific period of time; this may vary from a few minutes to several years.

Types of cookies according to their purpose:

According to the purpose for which the data collected through the cookies are processed, a distinction can be made between:

  • Technical cookies (necessary): these cookies allow the user to browse a website and use the different options or services offered on it, such as identifying a session, accessing restricted services, remembering the items included in an order, carrying out a purchase process, making a request for registration or participation in an event, using security elements while browsing, storing content for the broadcast of video and/or sound, etc.
  • Personalisation cookies (preferences): these cookies allow the user to access the service with certain general features which are predefined according to a number of criteria in the user’s terminal, such as the language, type of browser through which the service is accessed, time or regional settings, etc.
  • Analytical cookies (statistics): these cookies allow website managers to monitor and analyse the behaviour of users on the websites to which they are linked. The information collected by means of these types of cookies is used in the measurement of website activity, in order to make improvements based on the analysis of data on the way in which the service is used by users.
  • Advertising cookies (marketing): these cookies allow the most efficient management possible of any advertising spaces that a web publisher has included on a website, based on criteria such as the content published or the frequency with which adverts are displayed.
  • Behavioural advertising cookies (marketing): these cookies enable the most efficient management possible of any advertising spaces that the publisher has included on a website. They store information on the behaviour of users which is obtained through observation of their browsing habits. This enables a specific profile to be developed in order to display advertising accordingly
 
The cookies used by UCI on its Website are first and third-party cookies, and allow us to store and access information relating to the language, type of browser used and other general features which are predefined by the users, as well as to monitor and analyse the activity that they carry out, in order to make improvements and provide our services in a manner which is as efficient, secure and personalised as possible. UCI does not use advertising or behavioural advertising cookies on its Website.

The use of cookies offers many advantages in the provision of information society services, including the following: (i) it helps users to browse on the Website and access the different services offered thereon; (ii) it means that users do not have to set the general predefined features every time they access the Website; (iii) it helps to improve functionality and the services provided through the Website, following the corresponding analysis of the information obtained through the installed cookies.

Notwithstanding the above, you may set your browser to accept or reject all cookies, or to select the cookies whose installation you accept or do not accept, by following one of the procedures below, according to the browser/device you use:
 
 
 

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