A minimum property price of € 150,000 is required.

A minimum loan amount of € 100,000 is required.

In order to deal with your case, we will contact with you using the telephone number, email address and name that you have given us. We will use these details at UCI ("Unión de Créditos Inmobiliarios S.A E.F.C.") only to contact you and reply to any queries or requests for information that you might raise with us. We will not retain or use them for any other purpose, and (unless we are entirely obliged), will not provide them to anyone else.Should you wish to find out more with regard to the legal aspects of this procedure, and in particular how we protect your privacy, click here

cookies policy

Updated september 2015

Cookies are small text files that are downloaded to the user's device when the latter browses through any website. Later, during any subsequent visits from the same user to the same page, these cookies are sent to the originating website or to any other website that recognizes that cookie.

For more information about cookies, you can visit the following website http://www.allaboutcookies.org/

Unión de Créditos Inmobiliarios, S.A. (the "Company") uses the following cookies on this website:

Cookies First/Third Party Information(*) Purpose Opt-out(**)
Strictly necessary cookies First party Necessary for the user’s proper internet connection. Are used to identify a user who has logged on to our site and restore the data when the user login to the website is lost. N/A
Analytic Third parties
- Google Inc. (Google Analytics)
Statistical data on the number of visits, pages visited sections or time navigation, etc.

Please see the terms and conditions of use of Google Analytics and Google's privacy policy and Google's policy.
Help us to better understand how users use this website and how to improve your experience and our content and services. Opt-out proceeding for Google
Through your browser settings (**)

Disabling these cookies does not prevent normal operation of this website.
Funcionales Terceros:

- Adobe Systems Incorporated (Adobe Typekit)
Statistics of follow-up of the use of the fonts available in the Website.

See the terms and conditions of the Adobe Typekit service and its Typekit privacy policies , Adobe privacy policies and cookies policy.
Improve this website typography Opt-out proceeding for Adobe

Through your browser settings (**)

Disabling these cookies does not prevent normal operation of this website.

(*)The information collected through these cookies may be combined with your personal data in cases where there is a registered.

(**)All cookies can be disabled through your browser options:

There are also other third-party tools available over the Internet, allowing users to detect and block its cookies on every web page they visit (for example, Ghostery:http://www.ghostery.com/privacy-statement; http://www.ghostery.com/faq; DoNotTrackMe: https://www.abine.com/dntdetail.php or Disconnect: https://disconnect.me/).

The Company is not responsible for the content and accuracy of the terms and conditions, the privacy policies and the cookie policies of third parties referred to above. The Company does not control, endorse or approve any third-party tools mentioned above.-->

For any questions regarding this Cookies Policy, please contact us at uci@uci.com.

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I hereby declare that all the information in this application is true, including data on assets, income and debt, and that the resources are totally mine/ours and are not subject to any charge other than the ones listed.

I hereby declare that the income and the personal contribution declared in this document come from legitimate activities not prohibited by law.

I hereby authorize any type of investigation to confirm the data submitted and for the granting of the loan.

I expressly authorize Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito (hereinafter, UCI), as regulated in Organic Law 15/99 of 13 December, on personal data protection, to include my/our personal data (including, where applicable, the email address) in an automated file and its processing, for the loan contract study, as well as the offer and taking out of the Entity’s products and services, even in the event of the loan contract not being formalized. I especially authorize the Entity to carry out all calculations, simulations and operations it deems appropriate with data provided by the applicant/s in order to obtain, through the processing of the data provided, together with the Entity’s risk analysis statistical systems, based on payment compliance probability calculations, a profile of the applicant/s regarding probability of meeting the payment of the transaction analysed. The data obtained from the applicant/s shall be considered as more data for taking the final approval or rejection decision.

I hereby declare I have been informed by UCI and authorize the entity to perform the corresponding enquiries, especially regarding the verification of solvency, through any financial solvency and creditworthiness files provided for in Article 28 of Organic Law 15/99 of 13 December, on personal data protection, with the purpose of analysing the solvency and viability of the transaction requested from UCI.

I expressly authorize UCI to send me commercial communications by electronic mail or by any other equivalent means of electronic communication, even in the event of the loan not being formalized or although the loan contract being subscribed may be terminated for any reason.

The party responsible for the file is Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito, with registered office in Madrid, calle Retama nº 3, 28045 Madrid, before whom you may exercise your rights of access, rectification, cancellation and opposition, or by email to: atencionalcliente@uci.com.

The signatory is informed and authorizes UCI -at calle Retama, 3, 28045, Madrid- to disclose his/her personal data to the following entities for the purpose of promoting their products*:

UCI, S.A. Address: calle Retama 3, 28045 Madrid. Activity: promotion, development and participation in companies and firms related to the real estate sector.

Retama Real Estate, S.A.U. Address: calle Retama 3, 28045 Madrid. Activity: Advisory services to companies, provision of telecommunications services and real estate sale and purchase.

(*) The personal data Subject may exercise his/her rights of access, rectification, cancellation and opposition regarding the processing for which the target entity is responsible at the corresponding address. 

The signatory also authorizes UCI to record the conversations held with the entity during the requested credit transaction approval process, all in accordance with current Data Protection legislation.