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REQUEST YOUR MORTGAGE
U.C.I. Unión de Créditos Inmobiliarios
REQUEST YOUR MORTGAGE

A minimum property price of € 150,000 is required.

A minimum loan amount of € 100,000 is required.

In order to deal with your case, we will contact with you using the telephone number, email address and name that you have given us. We will use these details at UCI ("Unión de Créditos Inmobiliarios S.A E.F.C.") only to contact you and reply to any queries or requests for information that you might raise with us. We will not retain or use them for any other purpose, and (unless we are entirely obliged), will not provide them to anyone else.Should you wish to find out more with regard to the legal aspects of this procedure, and in particular how we protect your privacy, click here

helping to create homes

Established in 1989 through a joint-venture between two of the biggest European Banks, UCI (Unión de Créditos Inmobiliarios) is a Credit Institution specialising in mortgage loans authorized by the Bank of Spain (Banco de España) and subject to its supervision.

Our mission is to help people acquire their home through the lending and handling of responsible mortgages tailored to the customer’s needs. Since our beginnings, our mortgage lending has been through a network of Estate Agents. Innovation is in our nature and so we have decided to create a new digital channel to offer our services through ucimortgages.com to the international market.

commitment experience agility safety transparency

We are here to help you all the way

As a mortgage specialist, UCI offers a comprehensive service, from the application to signing the deeds as well as the duration of the mortgage. We make the purchase of your home easy, convenient and secure.

Our long standing expertise in the mortgage market allows us to fully understand our clients needs. Whether you wish to move to Spain, or whether you just wish to enjoy your holidays abroad in your own property, UCI has the most appropriate mortgage solution for you.

 

Our values

Your own mortgage

We want you to have your own mortgage, the one that suits you best and which you know everything about.


We know that no two homes are the same and that feeling at ease in yours is the greatest of feelings.

From start to finish

Ucimortgages provides you with a specialised professional service during the full home buying process and during the mortgage.

A team of highly experienced and qualified staff will provide you with an efficient service in your own language.

A BIG decision

Our relationships are based on trust and transparency. We believe that, for everything to work smoothly, both parties, the customer and the lender, need to be responsible and aware of every step of application process.

Our commitment is to give you all the information you need in order for you to make the right decision.

  1. UCI Mortgages
  2. About UCI
  3. Our key features
  4. Info for non-residents
  5. Mortgage Calculator
  6. UCI Mortgages Portugal
U.C.I. Unión de Créditos Inmobiliarios
Confianza Online y Portal Cliente Banco España

© UCI - Unión de Créditos Inmobiliarios S.A. (All rights reserved)

PERSONAL DATA PROTECTION CLAUSE.

I hereby declare that all the information in this application is true, including data on assets, income and debt, and that the resources are totally mine/ours and are not subject to any charge other than the ones listed.

I hereby declare that the income and the personal contribution declared in this document come from legitimate activities not prohibited by law.

I hereby authorize any type of investigation to confirm the data submitted and for the granting of the loan.

I expressly authorize Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito (hereinafter, UCI), as regulated in Organic Law 15/99 of 13 December, on personal data protection, to include my/our personal data (including, where applicable, the email address) in an automated file and its processing, for the loan contract study, as well as the offer and taking out of the Entity’s products and services, even in the event of the loan contract not being formalized. I especially authorize the Entity to carry out all calculations, simulations and operations it deems appropriate with data provided by the applicant/s in order to obtain, through the processing of the data provided, together with the Entity’s risk analysis statistical systems, based on payment compliance probability calculations, a profile of the applicant/s regarding probability of meeting the payment of the transaction analysed. The data obtained from the applicant/s shall be considered as more data for taking the final approval or rejection decision.

I hereby declare I have been informed by UCI and authorize the entity to perform the corresponding enquiries, especially regarding the verification of solvency, through any financial solvency and creditworthiness files provided for in Article 28 of Organic Law 15/99 of 13 December, on personal data protection, with the purpose of analysing the solvency and viability of the transaction requested from UCI.

I expressly authorize UCI to send me commercial communications by electronic mail or by any other equivalent means of electronic communication, even in the event of the loan not being formalized or although the loan contract being subscribed may be terminated for any reason.

The party responsible for the file is Unión de Créditos Inmobiliarios S.A. Establecimiento Financiero de Crédito, with registered office in Madrid, calle Retama nº 3, 28045 Madrid, before whom you may exercise your rights of access, rectification, cancellation and opposition, or by email to: atencionalcliente@uci.com.

The signatory is informed and authorizes UCI -at calle Retama, 3, 28045, Madrid- to disclose his/her personal data to the following entities for the purpose of promoting their products*:

UCI, S.A. Address: calle Retama 3, 28045 Madrid. Activity: promotion, development and participation in companies and firms related to the real estate sector.

Retama Real Estate, S.A.U. Address: calle Retama 3, 28045 Madrid. Activity: Advisory services to companies, provision of telecommunications services and real estate sale and purchase.

(*) The personal data Subject may exercise his/her rights of access, rectification, cancellation and opposition regarding the processing for which the target entity is responsible at the corresponding address. 

The signatory also authorizes UCI to record the conversations held with the entity during the requested credit transaction approval process, all in accordance with current Data Protection legislation.