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Hi! We are Unión de Créditos Inmobiliarios

We are a financial institution specialising in mortgage finance. We have the backing of Banco Santander and BNP Paribas

We finance the purchase and renovation of housing stock applying the criteria of sustainability, energy efficiency and respect for the environment.

We are working towards sustainable transition through finance.

We provide individual customised assistance throughout the whole process of buying a house or any home related service, every step of the way until the financing process has been completed. We do not take deposits or have current accounts for our clients and this is because our mortgages are not linked to any other product. With UCI you select the service/product of your choice. The way we work is synonymous with transparency, quality, responsibility, accessibility and approachability. Because we always put the client at the centre, providing a tailor made service that is transparent and flexible in accordance with their needs.

Being different has its advantages

  • +375,000 clients have placed their trust in us so far.
  • We have a team of +600 professionals.
  • our_agencies
    16 Agencies in Spain and 8 in Portugal
  • 98% of our clients would recommend us

The UCI Group comprises a number of brands

These are marks that form an ecosystem which we refer to jointly as "our HOUSE." A house that has been constructed over the years with a common aim, namely to offer everything you need at any given time albeit finance, insurance or other services for your home.

Our responsibility to the client defines our brand mission

  • At your side

    We are there to talk whenever and wherever you want.

  • You choose

    Always choose what suits you best.

  • Responsible purchasing

    We explain everything so that you can make the right decision.

UCI is the people who work there

Your house should be the place where you grow, learn and improve. A place that only changes if you change, because our people are the driving force that make us what we are.

Discover talent

A house customised just for you

Just like a tailor-made home, our expert financing is customised to suit each individual, designed in a simple way, making everything clear, with no small print. So that you can properly understand all your options. We believe in a market with greater transparency that will increasingly lead to more winners, people with homes customised to meet their needs, responsible projects and sustainable homes.

A committed home

All of us here at UCI assume the undertaking to be responsible, accessible and transparent in our work. Satisfying the expectations of our clients, employees, estate agents and shareholders is extremely important to us. All of which means working according to a Code of Ethics and a Code of Best Practices which determines what can and cannot be done. Furthermore, we also comply with some extremely demanding Quality and Environment Policies, because in life and also in business, not only are we required to abide by rules but also to act in an ethical and responsible manner.