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Our mortgages
If no two houses are the same, then why should all mortgages be? At UCI, we adjust the finance to your project.
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Rehabilitation of homes and buildings
We finance the rehabilitation of homes and buildings, as part of a drive to decarbonise housing stock.
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Other specialised financial products
Customised finance solutions.
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Real estate
We offer products and services adapted to your needs and those of your clients.
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Rehabilitation Business
Transforming towns and cities, making them sustainable and resilient
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Financial consultants
We surround ourselves with excellent professionals raising finance for our clients’ homes on a daily basis.
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General Information
Institutional information and corporate events
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Financial-economic information
Relevant annual company report
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Issuance
Securitisations
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Corporate Governance and Remunerations Policy
Governance Structure, Risk Management and Compliance
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Other policies
Other corporate documents
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ESG the cornerstone of our commitment
The future will be sustainable, or it will not
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Environment
We promote a sustainable transition through finance.
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Social
People and our connections to them when we grow our business sustainably.
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Good governance
A governance structure that enables us to define a framework for ethical, responsible and transparent action.
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Other policies, codes and standards
Compulsory information in accordance with regulations
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Get to know us
We promote sustainable transition through finance.
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Talent
We want to be a place where you feel at home.
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Press Room
A home is filled with shared stories. Here we tell you ours.
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Are you worried about the energy costs of your home and your community of proprietors?
Sign up to savings. With the Residential Rehabilitation Energy Plan (RER Plan) improving the energy efficiency of your building has never been so easy.
Get in touch with us and receive a free 100 % personal report on the energy efficiency of your building
For 74% of owners, energy costs are what concerns them most regarding their domestic economy.* With the RER Plan, a project developed by UCI and funded by the ELENA programme, a joint initiative of the European Investment Bank (EIB) and the European Commission, we offer you an integrated solution which will make it much easier to improve energy efficiency and savings in your building, in this way, facilitating the services needed to undertake these improvements should you require them. *Statistical study carried out by UCI, Unión de Créditos Inmobiliarios S.A., E.F.C., with a sample of 2000 owners and non-proprietors of homes throughout Spain.
Do you want to be part of RER?
Discover the advantages of the RER Plan
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INCREASE THE VALUE OF YOUR HOME
Energy rehabilitation adds value to your home. -
THERMAL AND ACOUSTIC COMFORT
Reduce noise and increase thermal wellbeing -
ENERGY SAVING
Reduce CO2 emissions and save on your bills. -
PROFESSIONAL ASSISTANCE
Receive support from a team of specialists -
ONE STOP SHOP
All the procedures and formalities in one place
rehabilitation project? We can help you
Energy rehabilitation within your reach.
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Contact us
Fill in the form with your details and we will contact you.
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Receive a free report
The RER team will assign a specialist expert to carry out a technical assessment of your building and they will draw up a report indicating the reforms needed to improve its energy efficiency.
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Obtain a customised finance plan
Receive a proposal containing the financial information for the project which will identify the subsidies and grants available to you.
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You choose the renovation company
Your community of proprietors will be able to choose the company they want to carry out the renovation work.
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Applying for the grant
If you need, we can put you in contact with professionals who can assist you in applying for the appropriate grant.
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Completion of the process when you can begin to enjoy the benefits of your rehabilitation
When the reform work is complete, UCI's RER team will assign a specialist expert to issue the final report indicating the energy savings obtained. In this way you will be able to see how energy rehabilitation is one of the best decisions you can make to improve your quality of life and make your home more efficient, as well as reducing CO2 emissions.