I need a mortgage to build a home
With the Build your own home mortgage you can build your new home and we will also finance the site, if necessary. When no home tickles your fancy... build it from scratch.
‘Real ideas,’ make your ideas real
A lakeside retreat... with sea views... nestled in the mountains... or downtown. Build a home in your chosen location and create your future where and how you want it. As well as the freedom to choose, we’ll give you the freedom to live as you please. Build your own home and make your project a reality.
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Committed to the environment -
Maximum mortgage term of 30 years -
The loan is paid out in instalments as the works progress -
Pay at your convenience while the work is under way and after completion
Make CREA a green mortgage if you wish...
Paint your home’s future sustainable green
Pull a 2 in 1: design your home to your taste and to that of the planet.
Find answers to your questions here...
1. This Green Mortgage... what is it? A Crea Green mortgage allows you to create your new home with all the benefits of sustainability, which are manifold. 2. Ok, but... what are these benefits? In a nutshell: they add value to your home, which will increase your chances of selling it in the future. 3. Mmmmmmm... what does A energy efficiency mean? It’s very simple: it’s a guarantee that your home is well insulated and built with sustainable materials, thus reducing your energy consumption.
If you want more info
Long live the people who add up
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With ease
Simple processes, where and when you want. -
With security
We anticipate your doubts. -
With freedom
Keep working with your bank or whomever you want. -
Personal Manager
A guide to accompany you throughout the process. -
Products designed for you
Tell us what you’re looking for. We’ll work to make it happen. -
Transparent
Let’s leave the surprises for parties and birthdays. -
Digital. Personal.
The mortgage you design yourself, to your own specifications.
You can count on us: today, tomorrow and always
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Before applying
Don’t waste time searching the Internet. Internet doesn’t have all the answers. Our Personal Manager does. You decide what, how, where and when, and we’ll adapt to you.
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During the process
Our favourite bicycle model is a tandem. You know why? Because we can pedal together, in the same direction. Because it’s what you need during the entire process.
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After signing
We’ll be with you to the end, and beyond. We forge such strong relationships that if you invite us to your birthday party at the end, we can’t say no :)
Ensure your future with us
The things that really matter should be taken care of, don't you think?
Find an insurance designed for your mortgage and for your life.
In a blink of an eye. Turn your house into a home
Don’t call them second-hand houses, call them homes with potential.
Just a mortgage, nothing else.
Because what doesn't add up, subtracts. Take out only what you need.
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Start building your future, from zero to infinity
We call your ideas ‘real ideas’ because together we can make them a reality.
Acronyms and jargon are not our thing. We say it in plain language.
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APR stands for Annual Percentage Rate and is a financial term that can be defined as the interest rate that indicates the cost or effective yield of a financial product during the term established for the operation.
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NIR stands for Nominal Interest Rate It is the percentage applied to the outstanding loan capital to calculate the interest that the borrower has to pay the bank or financial institution for the money lent.
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Acronym for ‘European Interbank Offered Rate,’ it is the interest rate at which the main financial institutions lend money to each another on the interbank market. One-year Euribor is the most widely used benchmark rate for variable rate loans, and is published monthly by the Bank of Spain.
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Part of the price advanced by the buyer in a contract of sale as a guarantee that they will purchase the property.
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Time + Excitement + People + Trust + Digital + Dreams = Our formula for success
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MORTGAGE CALCULATORIf only I could. Wait... Maybe I can
Our customers’ opinions
Satisfaction rating given by our customers
Forget about our story. What matters is yours!
Introducing the COMPRAYREFORMA product: Buy a house and make it your home
In our quest to continue working to provide bespoke financial solutions to all our customers, at Hipotecas.com we are pleased to present the COMPRAYREFORMA product: the first mortgage that combines the purchase and renovation of a home under the same loan.
What is the Bono Social Eléctrico?
The Bono Social Eléctrico is a scheme introduced by the government whereby vulnerable consumers (single-parent or large families, victims of terrorism and pensioners, among others) receive a discount on their electricity bill. The discount applied varies...
5 tips for creating a productive workspace at home
The situation caused by the pandemic has changed our lives in many ways and, when we least expected it, we were confronted with a new reality: remote working entered our lives and, for many of us, it is here to stay.
Our agents are licensed to market Hipotecas.com products as mortgage
brokers.
S1 All insurance are mediated by Unión de Créditos Inmobiliarios, SA, Financial Credit Establishment, Linked Bancassurance Operator. Registered office at Calle Amaltea, 32, 1st Floor, 28045, Madrid. Company registered in the Commercial Registry of Madrid, Volume 29,491, Book 0, Folio 174, Section 8, Page M. 67.739. CIF (Tax ID): A39025515. Registered in the General Directorate of Insurance and Pension Funds with no. OV-0076. The mediator holds Professional Civil Liability Insurance and financial capacity as required by current legislation.
SANTANDER Seguros y Reaseguros, Compañía Aseguradora, S.A. Av. De Cantabria, S/N. 28660, Madrid. CIF A46003273. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code C0037, for life insurance, absolute permanent disability insurance, and home insurance.
CARDIF Assurance Vie, Spanish Branch. Calle de Emilio Vargas, 4, 3rd Floor, 28043, Madrid. CIF. W0012421D. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code E0129, for life insurance and absolute permanent disability insurance.
CARDIF Assurances Risques Divers, Spanish Branch. Calle de Emilio Vargas, 4, 3rd Floor, 28043, Madrid. CIF. W0012420F. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code E0130, for temporary disability and unemployment insurance, and home insurance.
CNP Assurances, Spanish Branch. Calle de Cedaceros 10, 5th Floor, 28014, Madrid. CIF. W0013620J. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code E0160, for life insurance and absolute permanent disability insurance.
CNP Caution, Spanish Branch. Calle de Cedaceros 10, 5th Floor, 28014, Madrid. CIF. W0010754J. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code E0221, for temporary disability and unemployment insurance.
GENERALI Seguros y Reaseguros, S.A.U. Paseo de las Doce Estrellas, 4, 28042, Madrid. CIF. A48037642. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code C0467-G0056, for life insurance, absolute permanent disability insurance, and home insurance.
CAJA DE SEGUROS REUNIDOS, Compañía de Seguros y Reaseguros, S.A. (CASER), Avenida de Burgos, 109, 28050, Madrid. CIF A28013050. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code C0031, for life insurance, absolute permanent disability insurance, and home insurance.
ZURICH VIDA, Compañía de Seguros y Reaseguros, S.A., Paseo de la Castellana, 81, 22nd Floor, 28046, Madrid. CIF A08168213. Registered in the Administrative Registry of the General Directorate of Insurance and Pension Funds under code C0039, for life insurance and absolute permanent disability insurance.
