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Legal information and claims

Real estate credit law

 

Law 5/2019, which governs Real Estate Loan Agreement, establishes ( among other transparency obligations regarding Real Estate Loan Agreements) the obligation of publishing the contractual clauses related to general contract conditions used in the Real Estate Loan Agreements on the lender´s website

 

REAL ESTATE LOAN AGREEMENTS:

 

  • Fixed rate loan
  • Fixed rate loan - foreign currency
  • Fixed rate loan - UCI employees
  • Mixed rate loan (10 year fixed and remaining variable)
  • Mixed rate loan (10 year fixed and remaining variable) - foreign currency
  • Mixed rate loan (10 year fixed and remaining variable) - with drawdowns and a grace period
  • Mixed rate loan (10 year fixed and remaining variable) - with drawdowns and a grace period - foreign currency
  • Mixed rate loan (10 year fixed and remaining variable) - UCI employees
  • Mixed rate loan (2-4 year fixed and remaining variable)
  • Mixed rate loan (2-4 year fixed and remaining variable) - foreign currency
  • Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns
  • Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns - foreign currency
  • Mixed rate loan (2-4 year fixed and remaining variable) - with drawdowns and a grace period.
  • Mixed rate loan (2-4 year fixed and remaining variable) - foreign currency - with drawdowns and a grace period
  • Mixed rate loan (2-4 year fixed and remaining variable) - UCI employees
  • Mixed rate loan (5-10 year fixed and remaining variable)
  • Mixed rate loan (5-10 year fixed and remaining variable) - UCI employees
  • Mixed rate loan (5-10 year fixed and remaining variable) - foreign currency
  • Mixed rate loan (5-10 year fixed and remaining variable) - with drawdowns and a grace period
  • Mixed rate loan (5-10 year fixed and remaining variable) - foreign currency - with drawdowns and a grace period
  • Variable rate loan
  • Variable rate loan - foreign currency
  • Variable rate loan - UCI employees
  • Own Construction Loan - variable
  • Own Construction Loan - fixed - with grade period
  • Own Construction Loan - fixed - with grade period - with drawdowns
  • Own Construction Loan - variable - foreign currency
  • Own Construction Loan - variable - with grace period
  • Own Construction Loan - variable - foreign currency - with grade period
  • Switch Homes Loan
  • Switch Homes Loan - foreign currency
  • Switch Homes Loan - flexible instalment
  • Switch Homes Loan - foreign currency - flexible instalment
  • Variable rate loan - with drawdowns
  • Variable rate loan - foreign currency - with drawdowns.
  • Variable rate loan - with drawdowns and a grace period
  • Variable rate loan - foreign currency - with drawdowns and a grace period
  • Own Construction Loan - Variable - grace period 18 months 
  • Own Construction Loan - Mixed (10 year fixed rate and variable rest)
  • Own Construction Loan - Mixed (fixed rate 2 to 4 years and variable rest)
  • Own Construction Loan - Mixed (fixed rate 5 to 10 years and variable rest)
  • SUMA Loan - Fixed Stem
  • SUMA Loan - Variable rate
  • SUMA Loan - Mixed (fixed rate 2 to 4 years and variable rest)
  • SUMA Loan - Mixed (fixed rate 5 to 10 years and variable rest)
  • SUMA Loan - Mixed (10-year fixed rate and variable rest)

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